FAQ's

Health sharing is not insurance. Share HealthCare connects healthy and active individuals and their families to affordable, high-quality healthcare through voluntary member-to-member direct cost sharing conducted via a secure online interface.

Our members strive to live healthy and active lifestyles which means they make fewer trips to the doctor, have shorter recovery periods, and incur fewer medical expenses as a result. When a member submits their medical expenses, Share HealthCare negotiates on behalf of the member for a lower price, passing the savings along to our community.

Our Statement of Beliefs states that only medically necessary procedures may be shared, preventing your funds from paying for elective or cosmetic procedures, or those which result from unhealthy habits or dangerous activities. Please review our sharing guidelines for the complete list of conditions.

Yes! We are a 501c3 non-profit healthcare sharing ministry.

Yes! While many members have Share HealthCare as their primary healthcare option, it may be used in conjunction with an insurance policy. If you owe money even after insurance payments, you may submit the eligible balances to Share HealthCare for reimbursement.

Easy! Select the program option that best fits your needs and apply online. Once we’ve received your Member Information Sheet, our membership team will contact you to begin sharing. Once we’ve received your completed Member Information Sheet, our membership team will contact you to begin sharing.

When your membership is activated and you contribute your first monthly share, those funds help others in need immediately. New members become eligible to receive shares after 60 days of enrollment.

Yes we are! Share HealthCare members are exempt from the individual mandate in the Affordable Care Act. As of January 1, 2019, the mandate is no longer in effect at the federal level, but your state may require additional documentation. We recommend consulting with a legal advisor or your tax preparer to determine your state’s specific requirements.