About Share HealthCare

Our Goals

Following sixty (60) days of membership, the following categories of medical expenses are qualified for sharing through Share HealthCare:

  • Relieve the burden of troublesome medical expenses

  • Inspire individuals to lead healthy, happy, and active lives

  • Honor Christian principles of generosity and healthy living

  • Provide a first-class user experience and superior member services


Share HealthCare is not health insurance. We are a non-profit, ACA-exempt medical cost sharing ministry using the latest online technology to provide an enhanced user experience along with convenient and affordable access to the healthcare you need.

Our secure online sharing network allows us to offer direct member-to-member medical cost sharing. With this technology, we’re proud to offer a twenty-first century solution to the problem of rising healthcare costs. Share HealthCare is a fully compliant online medical cost sharing ministry, by providing each member an individualized bank account where their monthly contributions are held until being shared to pay fellow members’ medical expenses.

Our programs are based upon Christian values and biblical passages which teach us to maintain healthy and fit lifestyles, share the weight of others’ burdens, and to love our neighbors. It’s our belief that necessary medical treatments should be affordable and accessible to all who agree to our Christian principles and Statement of Beliefs.

We invite all who agree to our biblical principles and Statement of Beliefs to join us in the Christian tradition of healthcare sharing.

Are you ready to put the first true member-to-member direct cost sharing platform to work for you and your family?

Please complete the form below to request more information about Share HealthCare.

I agree to our Privacy Policy . You also agree to Share HealthCare and its associated marketing partners contacting you with offers at the phone number and email you provided, including by email, text message, phone calls, and pre-recorded messages via automated technology.

Take Charge of Your Own Health

Our current for-profit healthcare system is challenging to navigate. Share HealthCare is here to help you find your way through the confusion with a convenient online dashboard so you can quickly submit and view medical expenses, easy-to-understand terms for common healthcare costs, plus an intuitive user interface for a one-stop online medical cost sharing solution.

Complete Financial Transparency

Share HealthCare is committed to complete financial transparency. Our members’ individualized bank accounts allow for funds to be distributed directly between members for true real-time member-to-member cost sharing. Our members’ dashboard provides up-to-date status updates about your transactions, so you are always in the loop when it comes to your health.

Leadership

Troy Wagner, Board Chair


Troy has worked at the Billings Clinic Orthopedics and Sports Medicine for the past 13 years, specializing in upper extremity and hand pathology. He was a sergeant in the United States Marine Corps Reserve, and served as the Reconnaissance Team Leader, 2nd Platoon, Bravo Co., 4th Recon Bn. He got his first Bachelor’s degree, Biology, from the Montana State University-Billings;, his second Bachelor’s, Physician Assistant, from the Jefferson College of Health Sciences where he also served as the class president; and he received his Master’s degree from the University of Nebraska Medical Center. Troy has a love for God’s creation and loves spending time hunting with his son, going fishing on some of the most coveted fishing streams in Montana or just going for a hike with his family. Troy is also the co-leader of the Outdoor Bible Camp, which is a summer camp for boys age 10-15 and their dads.

Gil Lane, Board Treasurer

Gil has a long history of leadership in education and missions. He obtained his undergraduate degrees in Economics and Sociology and a Masters in Education from James Madison University. After college, he served as a missionary in a refugee camp in the Philippines, and then taught at the Dalat International School in Penang, Malaysia. From 2012 to 2020, Gil was the Principal at Gateway Private School in Stafford, Virginia, a private day school for students with disabilities, and currently he teaches at ChildHelp, a residential facility for children who have been abused. He serves on the Board of the Home Educators Association of Virginia, and the Board of the Fields of the Fatherless.

Angel David Contreras Telon, Board Secretary

David Contreras was born in Guatemala City, Guatemala, and he lived there until 1995 when he immigrated to the United States. In Guatemala, he attended the
Escuela de Formacion Agrícola, which was a school for agriculture and veterinary practice. His next level of study was at a private Christian college,
Instituto Evangelico America Latina, to pursue his bachelor’s in science. Lastly, he majored in Agronomy Engineering at the
Universidad San Carlos de Guatemala. Now a naturalized U.S. citizen, David is on the Board of Deacons at his church and had been serving in the church’s prison ministry by preaching at Coffeewood Correctional Center, a 1,200 bed facility, since 2013 up until the pandemic closed it to all outsiders. The most important thing to know about David is that he says, “I serve God because my mission on this earth is to serve His kingdom for His glory until my very last breath.“

J. Michael Sharman, Legal Counsel


Mike received his JD from the University of Wyoming and his LLM in International Taxation from Regent University School of Law. Since the early 1990s, Mike has represented and advocated for Health Care Sharing Ministries. Mike has represented Health Care Sharing Ministries in administrative agencies, courts, and legislatures in over twenty states. Mike’s law practice has two focuses: the representation of Health Care Sharing Ministries, and assisting the survivors of Childhood Sexual Abuse.

© Copyright 2025 | Share HealthCare | All rights reserved.